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$1,000.00 opening balance - A deposit of $1,000.00 is required to open this account.
Minimum balance - A minimum balance of $1,000.00 must be maintained A maintenance fee of $6.00 will be imposed every month if the balance in the account falls below $1,000.00 any day of the month. A complete listing of these fees can be found in the Fee Schedule. Please contact any of our offices for a current Fee Schedule.
Monthly statement - The account receives a monthly statement. Images of paid checks will be included with your monthly statement.
Interest - The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate for the account at any time. No interest will be paid on the account for the days the daily balance is $999.99 or less. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest for the account will be compounded monthly and credited to the account on the last business day of each month. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). See our Deposit Rate Schedule for current terms and rates.
Interest Bearing Checking
$5,000.00 opening balance - A deposit of $5,000.00 is required to open this account.
Minimum balance - A minimum balance of $5,000.00 must be maintained. A maintenance fee of $6.00 will be imposed every month if the balance in the account falls below $5,000.00 any day of the month. Other fees may be charged to your account. A complete listing of these fees can be found in the Fee Schedule. Please contact any of our offices for a current Fee Schedule.
Monthly statement - The account receives a monthly statement. Images of paychecks will be included with your monthly statement.
Interest - The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate for the account at any time. No interest will be paid on the account for the days the daily balance is $999.99 or less. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest for the account will be compounded monthly and credited to the account on the last business day of each month. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). See our Deposit Rate Schedule for current terms and rates.

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