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Student Services


Student Checking Account

  • No minimum balance
  • Monthly Statement/available online
  • Unlimited check writing, no per check charge
  • Overdraft protection available
  • You will receive basic checks at no charge
  • Account will be converted to a Free Checking Account when owner reaches 18 or is no longer enrolled as a student
  • Other fees may be charged to your account. A complete listing of these fees can be found in the Fee Schedule. Please contact any of our offices for a current Fee Schedule.

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Visa Check Card

  • Safer than cash
  • No checks to write
  • Accepted by merchants displaying the VISA® logo for purchases
  • Withdraw cash at ATM's
  • No service charge for ATM withdrawals at First National Bank of Mifflintown ATMs. A service charge will apply to cash withdrawals made at other ATMs. We will waive our charge on the first four (4) withdrawals made per month at an ATM not owned by us as long as your card is attached to a Student Checking account.

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 Student Statement Savings

  • $25 opening balance - A deposit of $25.00 is required to open this account
  • Must be younger than 18 or enrolled as a student
  • Quarterly statement
  • Accessible through Online Banking
  • Can be linked to Student Checking for overdraft protection
  • Interest applies to monthly balances greater than $50.00
  • If linked to a Student Checking Account, minimum balance will be waived
  • Account will be converted to a regular Statement Savings Account when owner reaches 18 or is no longer enrolled as a student
  • Fee - A maintenance fee of $1.00 will be imposed every month if the balance in the account falls below $50.00 (after 9 month grace period) 

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Overdraft Protection

  • Overdraft protection from Statement Savings - if an overdraft occurs, funds are automatically transferred from your savings and deposited to your checking account in $25.00 increments. Transfer fees will be waived as long as you are a student.

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