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Club Accounts



Christmas Club

  • $1.00 opening balance - A deposit of $1.00 is required to open this account.
  • Interest applies to balances greater than or equal to $25.00.
  • Interest - Interest is compounded and credited to your account on October 15 or the last business day preceding October 15 if it is not a business day.  Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • You will be charged $5.00 for each withdrawal you make on your account before October 15.
  • You will be charged $5.00 and lose all accrued interest if you close your account before October 15.
  • You may access your account to verify balances and make deposits through Internet Banking.  No transfers permitted.

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Tax Club

  • Interest applies to balances greater than or equal to $25.00.
  • Interest - Interest is compounded and credited to your account on February 15 or the last business day preceding February 15 if it is not a business day and on August 15 or the last business day preceding August 15 if it is not a business day.  Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • The balance of the account will be transferred automatically to a First National Bank of Mifflintown checking account of your choice on February 15 and August 15.  This amount will be available to withdraw on February 16 and August 16.
  • You will be charged a penalty of $5.00 for withdrawals made prior to the automatic disbursement dates.
  • You may access your account to verify balances and make deposits through Internet Banking and TeleBanc.  No transfers permitted.

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Vacation Club

  • $1.00 opening balance - A deposit of $1.00 is required to open this account.
  • Interest applies to balances greater than or equal to $25.00.
  • Interest - Interest is compounded and credited to your account on May 15 or the last business day preceding May 15 if it is not a business day.  You will receive all accrued interest on the account if you withdraw your funds after May 15.  Interest begins to accrue on the business day you deposit noncash items (for example, checks).
  • You may access your account to verify balances through Internet Banking.  You may make transfers to and from this account.

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